Strategy Archetypes

Understanding the four portfolio strategies EPR scores against.

What are Strategy Archetypes?

Strategy archetypes are common portfolio structures that reflect different investment approaches. Each archetype has distinct allocation patterns and risk/return characteristics.

EPR calculates your portfolio score against all four strategies simultaneously, then highlights which strategy your portfolio most closely aligns with based on the highest score.

Note: These describe common patterns, not recommendations. Your portfolio may blend characteristics from multiple archetypes — that's normal.

Growth

Higher equity allocation, longer time horizon

Typical Characteristics

•Typically 70-100% equity allocation
•Accepts higher short-term volatility
•Focused on capital appreciation
•Lower emphasis on dividend yield

EPR Scoring: EPR evaluates risk-adjusted returns and drawdown recovery characteristics against growth-appropriate thresholds.

Balanced

Mixed equity and fixed income allocation

Typical Characteristics

•Typically 40-70% equity allocation
•Blend of stocks and bonds
•Moderate volatility tolerance
•Balance of growth and income

EPR Scoring: EPR measures asset class spread and assesses whether the equity/bond mix aligns with balanced parameters.

Income

Emphasis on yield-generating holdings

Typical Characteristics

•Typically 20-50% equity allocation
•Higher fixed income weighting
•Focus on dividend/interest income
•Lower growth expectations

EPR Scoring: EPR evaluates yield-generating asset allocation and stability of income-producing holdings.

Preservation

Lower volatility allocation structure

Typical Characteristics

•Typically 0-30% equity allocation
•High fixed income and cash weighting
•Minimises drawdown exposure
•Prioritises capital protection

EPR Scoring: EPR applies tighter volatility and drawdown thresholds, with stricter concentration limits.

How EPR Uses Strategy Archetypes

Scores All Four

Every portfolio receives a score against each strategy archetype.

Highlights Highest

The strategy with the highest score is auto-detected and displayed.

Compare All

You can view your score against any strategy to understand how your portfolio measures up to different benchmarks.

Key Insight: A lower score against one strategy doesn't mean your portfolio is "wrong" — it means the portfolio structure differs from that strategy's expected patterns. A growth-oriented portfolio will naturally score lower against preservation parameters.